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The grants that Modest Needs makes are designed to short-circuit the cycle of poverty by preventing families from losing their jobs, their homes, and their self-sufficiency.
We do this by remitting payment for a small, emergency expense that a struggling family could not afford without 'borrowing' from the money they've set aside for their regular bills - their rent, utility and food money, for example. To date, the average grant made by Modest Needs has been $183.83, but its value far exceeds the cost of the gift itself.
| When a Modest Needs Grant Keeps a Family Working | For One Month | For 6 Months | For 12 Months |
|---|---|---|---|
| Income from Work that Remains Available to Family | $1,481.43 | $8,888.58 | $17,777.16 |
| Less an Unemployed Family's State Benefits | ($722.03) | ($4,332.18) | ($8,664.36) |
| Subtotal: Net Employment Income Retained by Family | $759.40 | $4,556.40 | $9,112.80 |
| Plus Cost of the One-Time Gift Itself | $183.83 | $183.83 | $183.83 |
| Total: The TOTAL Value of a Modest Needs Grant to the Family that Receives It | $943.23 | $4,740.23 | $9,296.63 |
