Expires in 42 days
Imminent Loss of Utilities
Temporary Loss of Income

Awaiting Funding

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I Had to Fix My Water Heater, & Need Help Paying My Car Insurance & Utilities Please!

My Story:

I'm a single, independent mother, and I raised my son who has now grown-up and moved off on his own. I miss him sometimes, but I'm proud of him for growing up and becoming independent. In my spare time, I love to watch movies and am an avid reader. I work part-time as a data entry clerk, and I've been doing that since I lost my previous full-time job to Covid-19 last year. Life definitely has its peaks and valleys, and I'm afraid that right now, I'm in one of its valleys.

Even when I was working full-time, I was pretty much living check to check, but I still sometimes had a little bit to put away for a rainy day. Now that I'm down to working part-time, my budget has gotten even tighter, and I've been completely unable to pay for any unexpected expenses. My water heater recently broke down, and it's threatening to put me over the edge financially speaking. I've been going without hot water for almost two weeks now, and I can't continue to do so for much longer. I can't afford to get it fixed without forgoing some of my other bills though, so I'm asking for help with my utility bill and my car insurance in order to balance my budget to be able to afford the repairs for my water heater.

This assistance would allow me to get my water heater fixed without having to worry about going into debt elsewhere. I won't have to pick and choose what I can and can't go without, and I'll be able to get back to living in my home comfortably too. I've always tried my best to pay it forward when I can, and I definitely will pay your generosity and kindness forward when I'm able to. Thank you for this generous assistance with my utility and car insurance payments.

Help Complete this Application

$1,302.00  is the total cost to complete this application, including the cost of fulfillment.
$10.00  has already been given to Modest Needs by donors who've recommended this application for funding.
$1,292.00  is the amount necessary to complete this applicant's request for help.


is the amount I'd like to give to Modest Needs, and I'd like to recommend that Modest Needs fund this request for help if possible.