Already Expired
Self-Sufficiency Grant
Urgent Health Care


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Progress: We've raised 1% of the cost of this application!


Hidden Medical Cost, Please Help Budget Stay On Track

My Story:

I am a newly-wed who tied the knot in December of 2018. My husband and I have two fur kids (one cat, one dog) and while it's still very early, we are thrilled to have one on the way. I am a full-time Administrative Assistant in an investment firm and my husband is a local law enforcement officer. We are both volunteer firefighters on two local departments. We love the outdoors and spend much of our time in the garden, hiking, four wheeling, and fishing.

On the evening of March 30, 2019, I went to the kitchen cabinet to get a dog treat. Upon opening the cabinet, something fell out and it was instinct to catch it. That 'something' was the glass pane from the cabinet itself and landed on my left hand causing a deep laceration. My husband drove me to the emergency room where they cleaned the 3cm wound and closed it with 6 stitches. Since then, I have been going to an orthopedic doctor and occupational therapist to regain mobility. I have been able to pay off the ER bill, but recently received an unexpected bill for the occupational therapy that my insurance didn't cover. We make enough money to pay all the monthly bills associated with home-ownership and vehicles, but we do not have a very large savings account to dip into when something like this happens. I am looking for assistance from Modest Needs in paying the outstanding bill for the occupational therapy.

This funding will have huge effect on us. Long-term, this will get me back on track because it will have removed an unexpected cost. If I had known this was going to happen, I would've set funds aside for this purpose. I am not good at asking for help, but when I do, it means I truly need it. I am just looking forward to moving on (since I now have full mobility and strength) without an outstanding medical bill. This has also opened my eyes to understanding why it is so important to have an emergency savings fund, in which I hope to start putting more money in for future needs.

Help Complete this Application

$1,559.00  is the total cost to complete this application, including the cost of fulfillment.
$12.00  has already been given to Modest Needs by donors who've recommended this application for funding.
$1,547.00  is the amount necessary to complete this applicant's request for help.


is the amount I'd like to give to Modest Needs, and I'd like to recommend that Modest Needs fund this request for help if possible.