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Self-Sufficiency Grant
Imminent Loss of Housing
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Retired Teacher Needs Mortgage Help After Unexpected Car Repairs

My Story:

My wife and I have been married for 42 years. We have 3 adult children, and 6 grandchildren. I am a retired school teacher, but I teach part-time for a home school co-op and tutor part-time. I also drive for Uber part-time. My wife has a rare auto-immune disease that could potentially cause blindness. Treatment involves IV infusions and one of them is chemotherapy.

We earn enough to pay for our basic expenses every month, but we tend to live paycheck to paycheck. Ten weeks ago, I hit a pot hole and had to replace 2 busted tires. Then 8 weeks ago, the transmission went out without any warning leaving me stranded again. This is our only vehicle, which is needed for me to go to work and get my wife to medical appointments. We had to pay for the 2 new tires, transmission was under warranty, but they found front brakes and a sensor had to be replaced which we had to pay for. The repair costs have been a financial burden. We have had about the same amount in bank overdraft fees. We had several automatic monthly payments scheduled to come out. We are having trouble catching back up. We need Modest Needs help to pay our mortgage payment, which we have been paying the last day of the month whether we have the money or not.

This funding will bring our household current with all of our bills again, and restore our sense of stability, causing less stress and high blood pressure, and be able to sleep at night. My wife's condition may also be triggered by stress. This funding will help us be able to put extra money earned over our budget into building an emergency fund versus giving it to the bank in overdraft fees. Your help would make a long-lasting impact on us and some day we hope to pay it forward.

Help Complete this Application

$1,251.00  is the total cost to complete this application, including the cost of fulfillment.
$15.00  has already been given to Modest Needs by donors who've recommended this application for funding.
$1,236.00  is the amount necessary to complete this applicant's request for help.


is the amount I'd like to give to Modest Needs, and I'd like to recommend that Modest Needs fund this request for help if possible.