Already Expired
Self-Sufficiency Grant
Imminent Loss of Utilities
Misc. Expense


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Family Needs Utility Help after Paying for Major Vehicle Repairs

My Story:

I am a married mother of one amazing son. My son is 16 months old and is full of energy. He loves climbing, running, and playing in the park. He also loves music and having us read to him. Goodnight Moon is his current favorite book! My husband suffered a major ankle injury that ended his career as a pilot. He now works from home as a freelance web designer and is still going through physical therapy for his ankle. I work full-time as a middle school math teacher at a public school, and I recently picked up a part-time job as a personal assistant to help keep us afloat.

With our combined earnings from our full-time and part-time jobs, as well as my husband being able to work from home to save on daycare costs, we are able to afford our basic expenses each month. However, we still do not earn enough to have a savings for emergencies. Two months ago, while driving to my primary job, another driver hit my car. The driver had no insurance, and our car was totaled. We did not receive enough through our insurance to make a down payment for a new car, and were only left with the option to fix our car as a salvaged title, and the repair costs put us in an unexpected financial bind.

We are asking for Modest Needs' help to catch up with our utility bill. Following the accident, we had to do everything in our power just to cover rent, and could not make the utility payment. We are now in danger of having our power shut off, and with a young child in our home, and my husband requiring utilities to be able to earn income, we have no choice other than to reach out and see if you can assist us in catching up with the utility bill.

Your assistance will bring our household current with all of our bills again. This is the one bill we let fall behind, and it has been keeping me up at night. I cannot imagine being without power in cold weather with our baby at home. This one-time help will get us back on track and put me back in a position where I can stay on top of our bills without constantly worrying about the threat of a shut off. I love the work I do as a teacher, but this financial stress is starting to interfere with my concentration, and I would be so grateful to have this anxiety lifted off of me. I will then be able to focus more on my students, and being a good wife and mother.

Help Complete this Application

$981.00  is the total cost to complete this application, including the cost of fulfillment.
$118.00  has already been given to Modest Needs by donors who've recommended this application for funding.
$863.00  is the amount necessary to complete this applicant's request for help.


is the amount I'd like to give to Modest Needs, and I'd like to recommend that Modest Needs fund this request for help if possible.