Application 125231: Sister's Death Caused Unusual Bills

Current Status: Funded

On 2009-11-06, Modest Needs sent payment in the amount requested by the applicant to Citi Financial on behalf of this deserving individual.

This request for help was funded at the recommendation and through the support of the friends and partners of Modest Needs Foundation.

Thank you for your support!

Points Until Funded

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This application has 100% of the points it needs to receive a Modest Needs grant.

This application has been fully funded. To see the thank you note left by the person who placed this application, scroll down this page to 'Testimonial'

Of course, if you want, you can allocate some points to a different application

Application Details

Sister's Death Caused Unusual Bills | Cost to fully fund this application: 545.00 Modest Needs Points

My husband and I are both retired. We have three properties including our current home. We had managed reasonably well until a series of events in August of 2008. We rented our house to a woman with an invalid son. She paid one months rent and then stopped paying. It took us 13 months to have her legally evicted.

During this time we not only were getting no rental income, we were paying for legal representation. When we regained possession of the property, all cabinets, bathroom fixtures, all kitchen fixtures, laundry room appliances and every light fixture in the house were removed.

While we were going through the expensive legal process, my sister was dying of cancer. When she died I became her sole inheritor. I gained her house, which had a $124,000.00 mortgage and several thousand dollars of credit card debt. After her death, the bank required that we keep all utilities connected and the mortgage current while the house was probated and sold. We completely depleted our savings and used the maximum amount available through our credit cards to pay off her debt and keep up the house.

The house finally sold for less than the amount owed, so our personal debt increased even more. We do not have the funds to repair the house that the tenant destroyed therefore we are not collecting any rent on the property. The combination of the mortgages and household expenses has left us financially devastated. We are struggling to pay the mortgage where we live.

I am requesting the grant to bring my account current in order to qualify for a hardship loan.

Applicant Profile

This application for our Self-Sufficiency grant comes to Modest Needs from a household of 2 adults and 0 children.
This household earns 100% of its household income.

This applicant lives above the poverty line and probably won't qualify for other types of help.
This household has received state or federal assistance in the past 30 days.

Notes from the Modest Needs Staff

This applicant has applied for help from Modest Needs in the past.

This applicant has received help from Modest Needs, most recently on 2009-11-06, in the amount of $435.76, for Sister's Death Caused Unusual Bills.

Testimonial

This person has left the following thank you note:

I am grateful for the opportunity that Modest Needs has given me. I take this opportunity to thank all members of Modest Needs. There are a lot of unsung heroes walking the halls of life that are a part of Modest Needs and I greatly thank and appreciate each of you. The extent to which people are grateful in life has a lot to do with the amount of happiness they achieve and today you have made me a very happy and grateful person. Thank You